Like any small business owner, I have to worry about health care for my employees.
I'd call us a mobile company (virtual company makes it sound like we don't really exist) as we have employees in different states and everyone works from home most of the time. So our first problem with health care is that there is no one size fits all since insurance plans are for a single state.
Our second problem is we're tiny. Up until a few weeks ago we had a company that was "handling" our health insurance. We paid them a small monthly fee for them to fix any issues that may come up. Well, they've done everything from ignoring our calls and emails to not canceling an old policy costing us over a thousand dollars. We were too small for them to care about our business. Not sure why it took me so long to fire them, but fortunately, they're not getting our money anymore.
The third problem is that it's complicated. I don't have a full-time HR person to worry about it, so it falls on me to handle the calls from unhappy employees and try to fix their insurance issues when I really need to be leading the company.
I know our representatives are working hard in Washington DC to "fix" our health care system, but I was definitely disheartened to see their solution to simplify things is 2,000 pages long.
